Hard Money Loans South Carolina
We serve real estate investors across South Carolina with fast, reliable, and flexible hard money lending solutions.
South Carolina isn’t just another real estate market. It’s one of the fastest-growing states in the country. SC is attracting both residents and investors with its mix of low taxes, high quality of life, and business-friendly policies.
Fast Facts:
- Population Growth: South Carolina saw a 1.7% population increase in 2024, outpacing the national average and adding pressure to housing demand.
- Rental Demand: Charleston and Greenville boast rental occupancy rates above 95%, with strong cash flow potential for landlords.
- Business Growth: With companies like Boeing, Volvo, and BMW expanding operations here, cities like Columbia and Spartanburg are seeing a rise in housing needs for employees and contractors.
- Favorable Taxes: With no state estate tax, relatively low property taxes, and an affordable cost of living, SC is attractive to out-of-state investors and retirees.
Whether you’re a local or an out-of-state investor, South Carolina offers the rare combo of appreciation potential and rental income stability. The challenge? Deals move fast, especially in cities like Charleston and Myrtle Beach, where bidding wars are common even on distressed properties.
At First Equity Funding, we help you capitalize on those opportunities with fast, flexible financing designed for South Carolina’s unique pace and pressure.
Serving Investors Across South Carolina State
From the vibrant cities to the peaceful suburbs and rural areas of South Carolina, we are committed to supporting investors across the entire state.
What Real Estate Investors Are Facing in South Carolina
Tight Inventory
Investors across Charleston, Greenville, and Columbia are dealing with limited listings, which means the best deals close quickly.
Construction Costs
In high-growth areas like Greenville, new build costs are rising. Many builders need quick capital to stay on schedule.
Shifting Rental Demand
With remote work and tourism shaping rental trends, savvy investors are repositioning properties to maximize long-term income.
Time-Sensitive Deals
Whether it's a tax auction in Spartanburg or an off-market flip in Columbia, the ability to close fast is often what makes or breaks a deal.
Economic Growth in South Carolina
South Carolina is experiencing robust economic growth fueled by sectors such as manufacturing, aerospace, technology, and agribusiness. Its pro-business environment, skilled workforce, and strategic location along the East Coast make it an attractive destination for investment. Cities like Charleston, Greenville, and Columbia present excellent opportunities for real estate investors, with thriving job markets, ongoing development, and increasing demand for housing.
South Carolina's thriving real estate market offers unparalleled opportunities for investors.
Growing Economy
With thriving sectors like manufacturing, tourism, and agriculture driving growth, South Carolina continues to attract a steady influx of residents and businesses. As a result, the demand for real estate remains consistently high.
Affordable Housing
South Carolina presents attractive investment opportunities with competitive price points that promise strong ROI potential. Backed by a growing economy and a diverse range of industries, the state offers a reliable foundation for long-term investment success.
Population Growth
Rapidly growing cities like Charlotte, Raleigh, and Durham provide excellent rental and resale markets. Their thriving economies and increasing populations make them prime investment opportunities.
Favorable Tax Policies
Favorable tax policies and rapidly growing cities like Charleston, Greenville, and Columbia provide excellent opportunities in rental and resale markets.
Contact us for a free consultation or fill out our loan application to get the process started. First Equity Funding LLC is here to help you secure your next big opportunity in South Carolina.
Loan Options We Offer
Fix
& Flip
BRIDGE LOANS
- Financing For Purchase & Rehab
- Up To 90% LTV (Loan To Value)
- 12-24 Month Term / Interest Only Payments
- No Payment Penalties
- Buy Properties In “As Is” Condition
Rental
Loans
DSCR
- Qualify Based On the Property’s Cash Flow (DSCR)
- 30-Year, Fixed-Rate Financing
- Up to 80% LTV
- Rate/Term and Cash-Out Refinances Available
- Close in the Name of an LLC
- Blanket Loans Available
New
Construction
LOANS
- Financing for Land Acquisition and Construction Costs
- Up To 85% Loan to Cost
- Prior Construction Experience Required
Loan Options We Offer
Don’t let funding hold you back from your real estate goals. Partner with First Equity Funding LLC for fast, flexible, and reliable financing tailored to your needs. Whether you’re flipping, building, or expanding, we’re here to help you succeed.