Our DSCR rental loans allow investors to grow their rental portfolios quickly with 30-year, fixed-rate financing. Also called “buy and hold” loans, this program requires little documentation and no prior real estate investing experience. Borrowers are qualified mainly on the property’s income/debt service coverage ratio (DSCR). This loan program can be used to purchase a property, refinance an existing property, or perform a cash-out refinance to access existing equity.
Many of our borrowers employ the “BRRRR (Buy, Rehab, Rent, Refinance, Repeat) Method” of real estate investing, using our bridge financing program in conjunction with our DSCR rental program. Our Bridge loans provide financing for the purchase and rehab and our DSCR program offers great 30-year terms when refinancing a newly renovated property into a passive income-producing rental property.