Hard Money Loans North Carolina

We serve real estate investors across North Carolina with fast, reliable, and flexible hard money lending solutions.

At First Equity Funding LLC, we specialize in empowering real estate investors in North Carolina with customized financing solutions. With years of industry experience and a commitment to your success, we offer fast approvals, competitive rates, and a seamless lending process. Our mission is simple: to provide the funding you need to achieve your real estate goals, whether you’re flipping properties, developing new projects, or expanding your rental portfolio.

North Carolina is the ninth most populous state and the 6th most visited state in the US. North Carolina’s economy is the 10th largest in the country and is counted among the top 30 economies in the world.

North Carolina, known for its strong economy, growing population, and diverse real estate market, is a prime destination for property investors. From bustling cities like Charlotte and Raleigh to thriving suburban and coastal communities, the state offers lucrative opportunities for fix-and-flip projects. With a competitive housing market and increasing demand for renovated homes, North Carolina is the perfect place to invest in real estate and maximize your returns.

Serving Investors Across North Carolina State

From the vibrant cities to the peaceful suburbs and rural areas of North Carolina, we are committed to supporting investors across the entire state.

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Fast and Reliable Funding

Accelerate your deals with our efficient approval process, crafted specifically for time-critical investments.

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Local Market Expertise

With in-depth knowledge of the North Carolina real estate market, we’re your strategic partner in making informed investment decisions.

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Tailored Lending Solutions

We work with you to create loan terms that match your project’s unique needs

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Transparent Terms

No hidden fees, no surprises - just straightforward lending you can trust.

Economic Growth in North Carolina

North Carolina boasts a diverse and rapidly growing economy driven by finance, technology, healthcare, and manufacturing. Its business-friendly environment, skilled workforce, and strategic location make it a prime destination for investment. Cities like Charlotte, Raleigh, and Durham offer excellent opportunities for real estate investors, with strong job markets, ongoing development, and high demand for housing.

North Carolina seamlessly blends urban innovation with natural beauty. From the bustling financial hub of Charlotte to the picturesque Blue Ridge Mountains and stunning Atlantic coastline, the state offers a unique combination of economic opportunity and scenic charm, making it an ideal place for investment and growth.

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North Carolina's thriving real estate market offers unparalleled opportunities for investors.

Investing in North Carolina means tapping into a market filled with potential, supported by a strong economy, diverse landscapes, and a rich cultural heritage. Whether you’re a seasoned investor or just starting out, North Carolina offers exceptional opportunities to grow and diversify your portfolio.

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Growing Economy

With thriving sectors like technology, education, and healthcare driving growth, North Carolina continues to attract a steady influx of residents and businesses. As a result, the demand for real estate remains consistently high.

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Affordable Housing

North Carolina offers competitive price points for investors, ensuring strong ROI potential. The state’s expanding economy and diverse industries provide a solid foundation for sustained investment growth.

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Population Growth

Rapidly growing cities like Charlotte, Raleigh, and Durham provide excellent rental and resale markets.

How To Use And Calculate DSCR Loans

Favorable Tax Policies

Favorable tax policies and fast-growing cities like Charlotte, Raleigh, and Durham offer great opportunities in rental and resale markets.

Contact us for a free consultation or fill out our loan application to get the process started. First Equity Funding LLC is here to help you secure your next big opportunity in North Carolina.

Loan Options We Offer

At First Equity Funding LLC, we understand that every real estate investment is unique. That’s why we offer a variety of loan options tailored to meet the specific needs of investors. Whether you’re flipping properties, developing new projects, or expanding your rental portfolio, we provide flexible and reliable financing solutions to help you achieve your goals in North Carolina.

 

Fix
& Flip

BRIDGE LOANS

  • Financing For Purchase & Rehab
  • Up To 90% LTV (Loan To Value)
  • 12-24 Month Term / Interest Only Payments
  • No Payment Penalties
  • Buy Properties In “As Is” Condition

Rental
Loans

DSCR

  • Qualify Based On the Property’s Cash Flow (DSCR)
  • 30-Year, Fixed-Rate Financing
  • Up to 80% LTV
  • Rate/Term and Cash-Out Refinances Available
  • Close in the Name of an LLC
  • Blanket Loans Available

New
Construction

LOANS

  • Financing for Land Acquisition and Construction Costs
  • Up To 85% Loan to Cost
  • Prior Construction Experience Required



Loan Options We Offer

Don’t let funding hold you back from your real estate goals. Partner with First Equity Funding LLC for fast, flexible, and reliable financing tailored to your needs. Whether you’re flipping, building, or expanding, we’re here to help you succeed.

Your next opportunity is just a step away!