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What is a DSCR loan? Historically these loans only applied to commercial properties but recently asset-based lenders have started using DSCR loans as a way to underwrite and approve loans for 1 to 4 unit residential investment properties. So what is a DSCR loan? DSCR stands for Debt-Service Coverage Ratio …
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You’ve probably heard that real estate heats up in the summertime. More homes are available, and more people are looking to buy. Buying and selling in the summer months of June, July, and August might be a good strategy for some people. But as a house flipper, you need to …
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Companies are adjusting their lending requirements as fast as governments are changing regulations and updating stay-at-home orders, fueling increased communication as everyone tries to figure out what the steady flow of changes means for them. Lenders used to be distracted by competitive pressures more than anything else. How do we …
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Everyone loves a deal, and this also applies to the cost of home improvement work. A major project can leave a dent in your savings account. You can reduce this cost by negotiating the contract price and terms. Quality work doesn’t come cheap, but if you are smart about it, …
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Nearly two-thirds (65%) of U.S. homeowners believe the value of their home will continue to rise over the next 10 years, according to a survey conducted by The Harris Poll among over 1,400 homeowners in August 2018. That may be optimistic, considering that some factors that determine what a house …
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Whether you are looking to invest in a short-term rental property or a long-term family home, the neighborhood you decide to put your time and money into will be a key factor in whether or not your property will increase in value over time. Luckily, First Equity Funding did the …
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You’ve probably heard of the famous BRRRR method, the phrase made popular by Bigger Pockets’ Brandon Turner. The BRRRR method involves five steps: BuyRenovateRentRefinanceRepeat. It’s a new name for a time-tested strategy to create wealth through real estate. Whether you know the acronym or not, all seasoned real estate investors …
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Deciding to buy a rental property can be difficult for first-time buyers. With the help of a rental loan, your first property purchase can be easy, save you money, and increase your business growth in years to come. With real estate demand at an all-time high, there is no better …
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Hard money and equity loans share a lot of similarities. They are both asset-based loans, meaning that they are backed by the value of the real estate property rather than the borrower’s credentials. Both loans are from non-traditional lenders instead of banks or national lenders. The biggest difference between hard …
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Ever since the housing crash of 2008 it has been very difficult for real estate investors to get a loan on rental properties. Many investors lost their properties to foreclosure as a result of the crash and have been working to re-establish credit. Many other investors have been left with …
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Real estate investors often turn to hard money lenders when they need financing for an investment property. Hard money loans are secured by real estate and transition properties from one stage to the next. If you are thinking about getting a bridge loan for your real estate project, be sure …
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Investment property loans, also known as hard money loans or bridge loans, finance home renovation projects for fix and flip properties. The loan is used to repair the property so it can be resold or rented out to a new owner. Hard money loans are generally used for short-term projects …
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Are you thinking about investing in property along the East Coast? It’s a decision you won’t regret! The East Coast real estate market is one of the best areas to invest in. Many property investors report higher-than-average returns compared to other parts of the country. The key is knowing which …
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The Monmouth County-based boutique investment firm partners with real estate investors on hard money lending. SEA GIRT, NJ – First Equity Funding, a real estate fund that focuses on fix and flip loans, has partnered with Luis Leiva of Culture Estate. “I was referred to First Equity Funding through one …
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Applying for a hard money loan might seem like a difficult process, but rest assured that this will be one of the easier loans you’ve applied for. Once you apply for hard money a few times and build your relationship with a lender, you’ll be more comfortable with this process …
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