Your Trusted Partner for Hard Money Lending in NEW Jersey

Fast, Flexible, and Reliable Hard Money Loans for Real Estate Investors

At First Equity Funding LLC, we specialize in empowering real estate investors in New Jersey with tailored financing solutions. With years of industry expertise and a commitment to helping you succeed, we offer fast approvals, competitive rates, and a streamlined lending process. Our mission is simple: to provide the funding you need to achieve your real estate goals, whether you’re flipping houses, building new developments, or expanding your rental property portfolio.

New Jersey, one of the most densely populated states in the U.S., ranks highly as a top destination for real estate investment. Its robust economy, strategic location, and diverse culture make it a hotspot for property flippers seeking lucrative opportunities. Home to major cities like Newark and Jersey City, New Jersey offers a competitive sellers’ market, making it ideal for those interested in fixing and flipping homes.

We provide the funding you need to achieve your real estate
goals in New Jersey

Investing in New Jersey means tapping into a market filled with potential, supported by a strong economy, beautiful surroundings, and a rich cultural backdrop. Whether you’re a seasoned investor or just starting, this state offers incredible opportunities to grow your portfolio.

checkmark

Fast and Reliable Funding

Close your deals quickly with our streamlined approval process designed for time-sensitive investments

checkmark

Local Market Expertise

With in-depth knowledge of the New Jersey real estate market, we’re your strategic partner for making informed decisions.

checkmark

Tailored Lending Solutions

We work with you to create loan terms that match your project’s unique needs

checkmark

Transparent Terms

No hidden fees, no surprises - just straightforward lending you can trust.

New Jersey’s Economic Strength

New Jersey boasts the 11th largest economy in the U.S., driven by industries such as pharmaceuticals, finance, logistics, and technology. Its proximity to major economic hubs like New York City and Philadelphia further amplifies its appeal. Cities like Newark, Camden, and Hoboken are prime locations for real estate investment due to their ongoing revitalization projects and rising demand for housing.

New Jersey offers a blend of scenic beauty and urban life. The state is home to over 130 miles of pristine coastline along the Jersey Shore, featuring popular destinations like Asbury Park and Cape May. 

newjersey city image

New Jersey's booming real estate market presents unmatched
opportunities for investors.

Investing in New Jersey means accessing a market brimming with potential, bolstered by a robust economy, picturesque landscapes, and a diverse cultural heritage. Whether you’re an experienced investor or new to the field, this state presents fantastic opportunities to expand your portfolio.

5

Growing Economy

With sectors such as technology, education, and healthcare fueling growth, New Jersey draws a consistent influx of residents and businesses.

6

Affordable Housing

The state offers attractive price points for investors, ensuring strong ROI potential. The state's growing economy and diverse industries also provide a stable foundation for investment growth.

7

Population Growth

Rapidly growing cities like Newark, Jersey City, and Paterson offer excellent rental and resale markets.

How To Use And Calculate DSCR Loans

Favorable Tax Climate

Low property taxes and a pro-business environment make New Jersey a top choice for investors.

Contact us for a free consultation or fill out our loan application to get the
process started. First Equity Funding LLC is here to help you secure your
next big opportunity in New Jersey

Loan Options We Offer

At First Equity Funding LLC, we understand that every real estate investment is unique. That’s why we offer a variety of loan options tailored to meet the specific needs of investors. Whether you’re flipping properties, building from the ground up, or expanding your rental portfolio, we provide flexible and reliable financing solutions to help you achieve your goals

Fix
& Flip

BRIDGE LOANS

  • Financing For Purchase & Rehab
  • Up To 90% LTV (Loan To Value)
  • 12-24 Month Term / Interest Only Payments
  • No Payment Penalties
  • Buy Properties In “As Is” Condition

Rental
Loans

DSCR

  • Qualify Based On the Property’s Cash Flow (DSCR)
  • 30-Year, Fixed-Rate Financing
  • Up to 80% LTV
  • Rate/Term and Cash-Out Refinances Available
  • Close in the Name of an LLC
  • Blanket Loans Available

New
Construction

LOANS

  • Financing for Land Acquisition and Construction Costs
  • Up To 85% Loan to Cost
  • Prior Construction Experience Required



Loan Options We Offer

Don’t let funding hold you back from your real estate goals. Partner with First Equity Funding LLC for fast, flexible, and reliable financing tailored to your needs. Whether you’re flipping, building, or expanding, we’re here to help you succeed.

Your next opportunity is just a step away!