Hard Money Loans Michigan
We serve real estate investors across Michigan with fast, reliable, and flexible hard money lending solutions.
Michigan may be known for its automotive legacy, but it’s also become a top destination for real estate investors seeking value, diversity, and strong returns. From the tech-friendly corridors of Grand Rapids to the high-yield rentals of Flint and Saginaw, the state offers fertile ground for both novice and seasoned investors.
Michigan ranks as the 11th most populous state in the country, and its real estate market continues to attract attention from both in-state and out-of-state investors. Cities like Detroit, Grand Rapids, and Ann Arbor offer dynamic opportunities for property investment, from value-driven fix-and-flip projects to appreciating rental markets. According to a recent Detroit Free Press article, Michigan’s spring 2025 housing market has seen increased buyer activity and tightened inventory, indicating a competitive landscape and strong ongoing demand.
With a diverse economy led by automotive, healthcare, higher education, and tech, Michigan’s real estate landscape is backed by strong employment fundamentals and an affordable cost of living. With its blend of affordability, infrastructure investments, and expanding job markets, Michigan is positioned for long-term growth. The state’s population was approximately 10.1 million in 2020 and continues to show resilience with steady demand for housing, especially in suburban and emerging urban markets.
First Equity Funding LLC is proud to empower real estate investors across Michigan with tailored, fast, and reliable hard money lending solutions. Whether you’re flipping properties in Detroit, launching new builds in Ann Arbor, or scaling a rental portfolio in Lansing, we provide the capital and confidence you need to move quickly and grow smart.
Serving Investors Across Michigan State
From the bustling cities to the quiet suburbs and rural landscapes of Michigan, we are dedicated to supporting investors throughout the entire state.
What Real Estate Investors Are Facing in Michigan
Tight Inventory
Investors across Detroit, Grand Rapids, and Ann Arbor are facing limited listings, which means the best deals are closing fast.
Construction Costs
In high-growth areas like Michigan, new construction costs are increasing. Many builders require quick access to capital to keep projects on track.
Shifting Rental Demand
With remote work and tourism influencing Michigan's rental market, savvy investors are adapting properties to maximize long-term income.
Time-Sensitive Deals
Whether it's a tax auction in Grand Rapids or an off-market flip in Detroit, the ability to close fast is often what makes or breaks a deal.
Economic Growth in Michigan
Michigan is experiencing strong economic growth driven by industries such as automotive, technology, healthcare, and advanced manufacturing. Its business-friendly policies, skilled workforce, and central location in the Midwest make it a prime destination for investment. Cities like Detroit, Grand Rapids, and Ann Arbor offer great opportunities for real estate investors, thanks to growing job markets, ongoing development, and rising demand for housing.
Economic Growth in Michigan Fuels Real Estate Opportunity
Growing Economy
With thriving industries like automotive, technology, and agriculture, Michigan continues to attract new residents and businesses. This growth keeps real estate demand strong, making Michigan an ideal spot for investment.
Affordable Housing
Michigan offers compelling investment opportunities with competitive price points and excellent ROI potential. With a robust economy and a diverse range of industries, the state provides a solid foundation for long-term investment success.
Population Growth
Rapidly growing cities like Detroit, Grand Rapids, and Ann Arbor offer excellent rental and resale markets. Their expanding economies and rising populations make them ideal investment opportunities.
Favorable Tax Policies
Favorable tax policies and rapidly growing cities like Charleston, Greenville, and Columbia provide excellent opportunities in rental and resale markets.
Contact us for a free consultation or fill out our loan application to get the process started. First Equity Funding LLC is here to help you secure your next big opportunity in Michigan .
Loan Options We Offer
Fix
& Flip
BRIDGE LOANS
- Financing For Purchase & Rehab
- Up To 90% LTV (Loan To Value)
- 12-24 Month Term / Interest Only Payments
- No Payment Penalties
- Buy Properties In “As Is” Condition
Rental
Loans
DSCR
- Qualify Based On the Property’s Cash Flow (DSCR)
- 30-Year, Fixed-Rate Financing
- Up to 80% LTV
- Rate/Term and Cash-Out Refinances Available
- Close in the Name of an LLC
- Blanket Loans Available
New
Construction
LOANS
- Financing for Land Acquisition and Construction Costs
- Up To 85% Loan to Cost
- Prior Construction Experience Required
Loan Options We Offer
Don’t let funding hold you back from your real estate goals. Partner with First Equity Funding LLC for fast, flexible, and reliable financing tailored to your needs. Whether you’re flipping, building, or expanding, we’re here to help you succeed.