Hard Money Lending In Virginia
Fast, Flexible Financing For Real Estate Investors
At First Equity Funding LLC, we provide hard money loans designed to help Virginia real estate investors move quickly on opportunities. Whether you’re flipping homes in Richmond, developing rental properties in Hampton Roads, or investing in fast-moving Northern Virginia markets, we deliver funding solutions that are fast, reliable, and built for investors.
Virginia is known for its blend of historic charm, economic strength, and population growth. With thriving metropolitan areas, strong demand for housing, and a steady influx of new residents, Virginia presents unique opportunities for both short-term and long-term real estate strategies.
Serving Investors Across Virginia
From Virginia’s bustling cities to its tranquil suburbs and serene rural landscapes, we are dedicated to supporting investors in every corner of the state.
What Real Estate Investors Are Facing in Virginia
Tight Inventory
Investors across Richmond, Virginia Beach, and Norfolk are dealing with limited listings, which means the best deals close quickly.
Construction Costs
In high-growth areas like Richmond, new build costs are rising. Many builders need quick capital to stay on schedule.
Shifting Rental Demand
With remote work and a strong tourism market shaping rental trends, savvy investors in Virginia are repositioning properties to maximize long-term income.
Time-Sensitive Deals
Whether it’s a tax auction in Norfolk or an off-market flip in Richmond, the ability to close fast is often what makes or breaks a deal.
Virginia’s Real Estate Landscape
The Commonwealth of Virginia is home to some of the most dynamic housing markets on the East Coast. Northern Virginia benefits from proximity to Washington, D.C., with demand consistently outpacing supply in cities like Arlington, Alexandria, and Fairfax. Richmond, the state capital, continues to attract young professionals and families drawn by affordability and job opportunities.
Hampton Roads, anchored by Virginia Beach, Norfolk, and Chesapeake, is another region where demand for single-family homes and rental properties is strong, driven by military presence, universities, and a diverse economy.
Across the state, the combination of economic growth, historic neighborhoods, and desirable suburban communities creates ideal conditions for real estate investors looking for profitable opportunities.
Why Real Estate Investors Should Watch Virginia
Growing Economy
Technology, defense, education, and healthcare drive steady job growth.
Affordable Housing
Northern Virginia and Richmond continue to experience a steady increase in population, resulting in consistent demand for housing.
Historic appeal
Virginia’s mix of historic districts and new developments offers investors unique opportunities for renovation projects.
Variety of opportunities
From high-demand rentals near universities to luxury flips in urban centers, investors can find projects that fit their strategies.
Virginia Hard Money Lending with First Equity Funding
Traditional financing can be slow and restrictive, especially in competitive markets. That’s where First Equity Funding LLC comes in. Our hard money loans give you the speed and flexibility you need to close quickly and stay ahead of the competition.
Our Lending Benefits
We offer fast approvals based on property value rather than just borrower profiles, along with flexible funding options for flips, buy-and-hold investments, and new developments. Our competitive rates and terms are tailored to meet the needs of short-term investors, and our streamlined process eliminates the delays often associated with traditional lenders. In Virginia’s fast-paced markets, we excel at delivering the speed and flexibility investors need.
Fix
& Flip
BRIDGE LOANS
- Financing For Purchase & Rehab
- Up To 90% LTV (Loan To Value)
- 12-24 Month Term / Interest Only Payments
- No Payment Penalties
- Buy Properties In “As Is” Condition
Rental
Loans
DSCR
- Qualify Based On the Property’s Cash Flow (DSCR)
- 30-Year, Fixed-Rate Financing
- Up to 80% LTV
- Rate/Term and Cash-Out Refinances Available
- Close in the Name of an LLC
- Blanket Loans Available
New
Construction
LOANS
- Financing for Land Acquisition and Construction Costs
- Up To 85% Loan to Cost
- Prior Construction Experience Required
Take Advantage of Virginia’s Real Estate Opportunities
Virginia’s combination of economic strength, population growth, and housing demand makes it one of the best states for real estate investment. With First Equity Funding LLC as your lending partner, you’ll have the speed, flexibility, and local knowledge needed to succeed.