Hard Money Loans in Maryland

We provide Lending Services for real estate investors across Maryland with fast, reliable, and flexible hard money lending solutions.

First Equity Funding LLC is dedicated to empowering real estate investors in Maryland with tailored financing solutions. With years of expertise and a strong commitment to your success, we deliver fast approvals, competitive rates, and a smooth, hassle-free lending process. Whether you’re flipping properties, launching new developments, or growing your rental portfolio, our mission is simple: to provide the funding you need to turn your real estate ambitions into reality.

Maryland is the 42nd largest state by area but a major player in the Mid-Atlantic region, drawing increasing attention from visitors and investors alike. Its economy is strong and diverse, driven by industries like biotechnology, healthcare, defense, and education.

With a high quality of life, growing population, and a dynamic real estate market, Maryland presents an attractive opportunity for property investors. The state’s population has grown from 6,177,224 in 2020 to an estimated 6,230,551 in 2024. From vibrant urban centers like Baltimore and Silver Spring to scenic suburbs and coastal communities, Maryland offers ideal conditions for fix-and-flip projects. With a steady demand for modernized homes and a competitive housing market, Maryland is a prime location to invest in real estate and maximize your returns.

Serving Investors Across Maryland

From the bustling cities to the peaceful suburbs and rural areas of Maryland, we are committed to supporting investors across the entire state.

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Fast and Reliable Funding

Streamline your deals with our fast-track approval process, designed specifically for time-sensitive investments.

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Local Market Expertise

With extensive expertise in Maryland real estate, we’re your trusted partner, helping you make informed and strategic investment decisions.

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Tailored Lending Solutions

We work with you to create loan terms that match your project’s unique needs

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Transparent Terms

No hidden fees, no surprises - just straightforward lending you can trust.

Economic Growth in Maryland

Maryland boasts a diverse and robust economy driven by key industries such as biotechnology, cybersecurity, healthcare, government, and education. Its strategic location near Washington, D.C., business-friendly environment, and access to top-tier research institutions make it a prime destination for investment. Cities like Baltimore, Rockville, and Silver Spring offer excellent opportunities for real estate investors, with strong job markets, growing populations, and increasing demand for quality housing.

Maryland combines East Coast sophistication with natural beauty and economic strength. From the innovation hubs around the I-270 Tech Corridor to the historic charm of Annapolis and the picturesque Chesapeake Bay shoreline, the state offers a rich mix of culture, opportunity, and community. With thriving industries, diverse neighborhoods, and scenic landscapes, Maryland is an ideal place to live, work, and invest.

Maryland

Maryland’s thriving real estate market offers exceptional opportunities for investors.

Investing in Maryland means tapping into a market rich with potential, supported by a strong economy, diverse landscapes, and a rich historical and cultural heritage. Whether you’re a seasoned investor or just getting started, Maryland offers exceptional opportunities to grow and diversify your real estate portfolio.

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Growing Economy

With thriving sectors like biotechnology, cybersecurity, healthcare, and education driving growth, Maryland continues to attract a steady influx of new residents and businesses. This sustained economic momentum fuels strong demand for real estate across the state, creating valuable opportunities for investors.

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Affordable Housing

Maryland offers strong investment potential with competitive returns, thanks to its high-demand markets and diverse economic base. The state’s expanding industries and strategic location provide a solid foundation for long-term real estate growth and portfolio stability.

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Population Growth

Rapidly developing areas like Baltimore, Silver Spring, and Rockville offer excellent rental and resale markets. These high-demand locations provide strong opportunities for investors seeking consistent returns and long-term growth.

How To Use And Calculate DSCR Loans

Favorable Tax Policies

Maryland’s strong economic hubs—such as Baltimore, Rockville, and Silver Spring—offer excellent opportunities in both rental and resale markets. While the state may not have the lowest tax rates, its high demand, strategic location, and access to major metropolitan areas create a favorable environment for real estate investment.

Contact us for a free consultation or fill out our loan application to get started. First Equity Funding LLC is here to help you secure your next big opportunity in Maryland.

Loan Options We Offer

At First Equity Funding LLC, we understand that every real estate investment in Maryland is unique. That’s why we offer a range of loan options customized to meet the specific needs of investors. Whether you’re flipping homes in Baltimore, developing new projects in Rockville, or growing your rental portfolio in Silver Spring, we provide flexible and dependable financing solutions to help you achieve your goals across the state.

 

Fix
& Flip

BRIDGE LOANS

  • Financing For Purchase & Rehab
  • Up To 90% LTV (Loan To Value)
  • 12-24 Month Term / Interest Only Payments
  • No Payment Penalties
  • Buy Properties In “As Is” Condition

Rental
Loans

DSCR

  • Qualify Based On the Property’s Cash Flow (DSCR)
  • 30-Year, Fixed-Rate Financing
  • Up to 80% LTV
  • Rate/Term and Cash-Out Refinances Available
  • Close in the Name of an LLC
  • Blanket Loans Available

New
Construction

LOANS

  • Financing for Land Acquisition and Construction Costs
  • Up To 85% Loan to Cost
  • Prior Construction Experience Required



Loan Options We Offer

Don’t let funding hold you back from your real estate goals. Partner with First Equity Funding LLC for fast, flexible, and reliable financing tailored to your needs. Whether you’re flipping, building, or expanding, we’re here to help you succeed.

Your next opportunity is just a step away!