Hard Money Lenders in New York State

We serves real estate investors across New York State with fast, reliable, and flexible hard money lending solutions.

At First Equity Funding LLC, we specialize in empowering real estate investors in New York with customized financing solutions. With years of industry experience and a dedication to your success, we offer fast approvals, competitive rates, and a seamless lending process. Our mission is clear: to provide the funding you need to reach your real estate goals, whether you’re flipping properties, developing new projects, or growing your rental portfolio.

New York, one of the most iconic and densely populated states in the U.S., is a prime destination for real estate investment. Its thriving economy, global influence, and vibrant culture make it a hotspot for property flippers looking for profitable opportunities. With major cities like New York City and Buffalo, the state offers a dynamic and competitive sellers’ market, perfect for those interested in fixing and flipping homes.

Serving Investors Across New York State

From the bustling streets of Manhattan to suburban areas and upstate New York, we are dedicated to supporting investors throughout the entire state.

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Fast and Reliable Funding

Accelerate your deals with our efficient approval process, crafted specifically for time-critical investments.

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Local Market Expertise

With in-depth knowledge of the New York real estate market, we’re your strategic partner for making informed decisions.

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Tailored Lending Solutions

We work with you to create loan terms that match your project’s unique needs

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Transparent Terms

No hidden fees, no surprises - just straightforward lending you can trust.

New York’s Economic Strength

New York has a diverse economy fueled by finance, technology, healthcare, and entertainment. Its global influence and location make it ideal for business and investment. Cities like New York City, Buffalo, and Albany offer great opportunities for real estate investors with strong job markets, revitalization efforts, and high housing demand.

New York seamlessly combines urban vibrancy with natural beauty. From the bustling streets of Manhattan to the serene landscapes of the Adirondacks and Finger Lakes, the state offers a unique blend of cultural richness and scenic charm, making it an ideal place for investment and growth.

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New York's thriving real estate market offers unparalleled opportunities for investors.

Investing in New York means tapping into a market filled with potential, supported by a dynamic economy, stunning natural landscapes, and a rich cultural heritage. Whether you’re a seasoned investor or just starting out, New York provides exceptional opportunities to grow and diversify your portfolio.

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Growing Economy

With thriving sectors like technology, education, and healthcare driving growth, New York continues to attract a steady influx of residents and businesses. As a result, the demand for real estate is consistently high.

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Affordable Housing

New York offers competitive price points for investors, ensuring strong ROI potential. The state’s expanding economy and diverse industries provide a solid foundation for sustained investment growth.

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Population Growth

Rapidly growing cities like New York City, Buffalo, and Rochester provide excellent rental and resale markets.

How To Use And Calculate DSCR Loans

Favorable Tax Policies

Favorable tax policies and fast-growing cities like New York City, Buffalo, and Rochester offer great opportunities in rental and resale markets.

Contact us for a free consultation or fill out our loan application
to get the process started. First Equity Funding LLC is here to help you secure your next big opportunity in New York.

Loan Options We Offer

At First Equity Funding LLC, we understand that every real estate investment is unique. That’s why we offer a variety of loan options tailored to meet the specific needs of investors. Whether you’re flipping properties, building from the ground up, or expanding your rental portfolio, we provide flexible and reliable financing solutions to help you achieve your goals

Fix
& Flip

BRIDGE LOANS

  • Financing For Purchase & Rehab
  • Up To 90% LTV (Loan To Value)
  • 12-24 Month Term / Interest Only Payments
  • No Payment Penalties
  • Buy Properties In “As Is” Condition

Rental
Loans

DSCR

  • Qualify Based On the Property’s Cash Flow (DSCR)
  • 30-Year, Fixed-Rate Financing
  • Up to 80% LTV
  • Rate/Term and Cash-Out Refinances Available
  • Close in the Name of an LLC
  • Blanket Loans Available

New
Construction

LOANS

  • Financing for Land Acquisition and Construction Costs
  • Up To 85% Loan to Cost
  • Prior Construction Experience Required



Loan Options We Offer

Don’t let funding hold you back from your real estate goals. Partner with First Equity Funding LLC for fast, flexible, and reliable financing tailored to your needs. Whether you’re flipping, building, or expanding, we’re here to help you succeed.

Your next opportunity is just a step away!