First Equity Funding is a private real estate investment lender offering Fix and Flip (Bridge), Rental (DSCR), and New Construction loan programs in over 40 states throughout the US. Our loan programs are designed specifically for real estate investors looking to flip, rent, or build investment properties.
Our DSCR rental loans allow investors to grow their rental portfolios quickly with 30-year, fixed-rate financing. Also called “buy and hold” loans, this program requires little documentation and no prior real estate investing experience. Borrowers are qualified mainly on the property’s income/debt service coverage ratio (DSCR). This loan program can be used to purchase a property, refinance an existing property, or perform a cash-out refinance to access existing equity.